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Consolidated Appropriations Act, 2026Section 6 › Proposal

FHA single family loan guarantee commitments capped at $400,000,000,000

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, section 6, Sec. 6. Written by .

FHA single family loan guarantee commitments capped at $400,000,000,000

The document says “shall notWho acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 6 in the PDF
What the document says

“New commitments to guarantee single family loans insured under the Mutual Mortgage Insurance Fund shall not exceed $400,000,000,000, to remain available until September 30, 2027”

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, Sec. 6

Division D caps new commitments to guarantee single family loans insured under the Mutual Mortgage Insurance Fund at $400,000,000,000, available until September 30, 2027, with $160,000,000 for administrative contract expenses and a formula adding more where commitments pass $200,000,000,000 before April 1, 2026, capped at $30,000,000.

What the document actually says

“New commitments to guarantee single family loans insured under the Mutual Mortgage Insurance Fund shall not exceed $400,000,000,000, to remain available until September 30, 2027”

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, Sec. 6
That sentence, in plain words

New promises to back home loans may not pass 400 billion dollars. They may be made up to September 30, 2027.

What this is about

The government backs some home loans so lenders will make them. This is a limit on new backing, not a sum spent.

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