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Consolidated Appropriations Act, 2026Section 6 › Proposal

Mortgage-backed securities guarantees capped at $550,000,000,000

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, section 6, Sec. 6. Written by .

Mortgage-backed securities guarantees capped at $550,000,000,000

The document says “shall notWho acts: Government National Mortgage AssociationHow: statuteSec. 6 in the PDF
What the document says

“New commitments to issue guarantees to carry out the purposes of section 306 of the National Housing Act, as amended (12 U.S.C. 1721(g)), shall not exceed $550,000,000,000, to remain available until September 30, 2027”

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, Sec. 6

Division D caps new commitments by the Government National Mortgage Association to guarantee mortgage-backed securities at $550,000,000,000, available until September 30, 2027, with $56,000,000 for salaries and expenses and an added amount where commitments pass $155,000,000,000 before April 1, 2026, capped at $3,000,000. This is the largest figure named in the Act.

What the document actually says

“New commitments to issue guarantees to carry out the purposes of section 306 of the National Housing Act, as amended (12 U.S.C. 1721(g)), shall not exceed $550,000,000,000, to remain available until September 30, 2027”

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, Sec. 6
That sentence, in plain words

New promises to back these bonds may not pass 550 billion dollars. They may be made up to September 30, 2027.

What this is about

Home loans are bundled and sold to investors as bonds. This backing makes them safer to buy. It is a limit, not money spent.

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