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Guiding and Establishing National Innovation for U.S. Stablecoins ActSection 2 › Proposal

Monetary value is a national currency or a deposit denominated in one

To provide for the regulation of payment stablecoins, and for other purposes, section 2, Sec. 2. Written by .

Monetary value is a national currency or a deposit denominated in one

The document says “meansWho acts: CongressHow: statuteSec. 2 in the PDF
What the document says

“The term "monetary value" means a national currency or deposit (as defined in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813)) denominated in a national currency.”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 2

Paragraph (17), read with paragraph (19). National currency covers a Federal Reserve note as that term is used in the first undesignated paragraph of section 16 of the Federal Reserve Act, money standing to the credit of an account with a Federal Reserve Bank, money issued by a foreign central bank, and money issued by an intergovernmental organization under an agreement by two or more governments. The definition of payment stablecoin in paragraph (22) turns on this term.

What the document actually says

“The term "monetary value" means a national currency or deposit (as defined in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813)) denominated in a national currency.”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 2
That sentence, in plain words

This means real money. It is cash a country puts out. It also means money in a bank account held in that cash.

What this is about

Paragraph (19) lists what counts as a country's money. Bills from the Federal Reserve count. So does money at a Federal Reserve bank. Money from other central banks counts too.

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