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Guiding and Establishing National Innovation for U.S. Stablecoins ActSection 3 › Proposal

A stablecoin from an uncleared issuer is not cash, margin or a settlement asset

To provide for the regulation of payment stablecoins, and for other purposes, section 3, Sec. 3. Written by .

A stablecoin from an uncleared issuer is not cash, margin or a settlement asset

The document says “shall notWho acts: CongressHow: statuteSec. 3 in the PDF
What the document says

“A payment stablecoin that is not issued by a permitted payment stablecoin issuer shall not be-- (1) treated as cash or as a cash equivalent for accounting purposes; (2) eligible as cash or as a cash equivalent margin and collateral for futures commission merchants, derivative clearing organizations, broker-dealers, registered clearing agencies, and swap dealers”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 3

Subsection (g). Three things are barred for a stablecoin not issued by a permitted payment stablecoin issuer: treatment as cash or a cash equivalent for accounting purposes, eligibility as cash or cash equivalent margin and collateral for the five kinds of market participant named, and acceptance as a settlement asset to facilitate wholesale payments between banking organizations or by a payment infrastructure.

What the document actually says

“A payment stablecoin that is not issued by a permitted payment stablecoin issuer shall not be-- (1) treated as cash or as a cash equivalent for accounting purposes; (2) eligible as cash or as a cash equivalent margin and collateral for futures commission merchants, derivative clearing organizations, broker-dealers, registered clearing agencies, and swap dealers”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 3
That sentence, in plain words

A coin from an uncleared maker does not count as cash. The books may not treat it that way. Traders may not post it as cover for a deal.

What this is about

Firms in markets must put up cover when they trade. This says which coins cannot be used for that. Banks also may not settle with such a coin.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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