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Guiding and Establishing National Innovation for U.S. Stablecoins ActSection 4 › Proposal

A Federal qualified issuer is supervised exclusively by the Comptroller

To provide for the regulation of payment stablecoins, and for other purposes, section 4, Sec. 4. Written by .

A Federal qualified issuer is supervised exclusively by the Comptroller

The document says “shallWho acts: Office of the Comptroller of the CurrencyHow: statuteSec. 4 in the PDF
What the document says

“a Federal qualified payment stablecoin issuer approved by the Comptroller pursuant to section 5 of this Act shall be licensed, regulated, examined, and supervised exclusively by the Comptroller”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 4

Subsection (b)(1). The sentence opens notwithstanding section 5136C of the Revised Statutes (12 U.S.C. 25b), section 6 of the Home Owners' Loan Act (12 U.S.C. 1465), or any applicable State law relating to licensing and supervision, and gives the Comptroller authority, in coordination with other relevant Federal and State regulators, to issue such regulations and orders as necessary to ensure financial stability and implement subsection (a). Subsection (b)(2) writes a matching duty into section 324(b) of the Revised Statutes (12 U.S.C. 1(b)).

What the document actually says

“a Federal qualified payment stablecoin issuer approved by the Comptroller pursuant to section 5 of this Act shall be licensed, regulated, examined, and supervised exclusively by the Comptroller”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 4
That sentence, in plain words

One office alone watches a federal maker. It grants the license. It writes the rules. It runs the checks.

What this is about

That office is the Comptroller of the Currency. States do not license these makers. The law also adds this duty to an older law.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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How to cite this
  1. The document itself

    Guiding and Establishing National Innovation for U.S. Stablecoins Act, Public Law 119-27, sec. 4, 139 Stat. 425 (2025).
    https://www.govinfo.gov/content/pkg/PLAW-119publ27/html/PLAW-119publ27.htm

  2. This page

    “A Federal qualified issuer is supervised exclusively by the Comptroller,” Guiding and Establishing National Innovation for U.S. Stablecoins Act, section 4, Sec. 4. Read the Mandate, https://readthemandate.org/guiding-establishing-national-innovation-u-s/proposal/sec04-comptroller-exclusive-regulation/ (retrieved August 26, 2026).

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