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Guiding and Establishing National Innovation for U.S. Stablecoins ActSection 4 › Proposal

A State issuer above ten billion dollars must transition or stop issuing

To provide for the regulation of payment stablecoins, and for other purposes, section 4, Sec. 4. Written by .

A State issuer above ten billion dollars must transition or stop issuing

The document says “shallWho acts: State qualified payment stablecoin issuersHow: statuteSec. 4 in the PDF
What the document says

“not later than 360 days after the payment stablecoin reaches such threshold, transition to the Federal regulatory framework of the primary Federal payment stablecoin regulator of the State chartered depository institution, which shall be administered by the State payment stablecoin regulator of the State chartered depository institution and the primary Federal payment stablecoin regulator acting jointly”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 4

Subsection (d)(1) and (2). The threshold is a consolidated total outstanding issuance of more than $10,000,000,000. A State chartered depository institution that crosses it either transitions within 360 days to the Federal framework, administered jointly with its State regulator, or stops issuing new stablecoins until it falls back below the threshold. Any other State qualified issuer that crosses it either transitions within 360 days to the framework under subsection (a), administered by its State regulator and the Comptroller in coordination, or stops issuing.

What the document actually says

“not later than 360 days after the payment stablecoin reaches such threshold, transition to the Federal regulatory framework of the primary Federal payment stablecoin regulator of the State chartered depository institution, which shall be administered by the State payment stablecoin regulator of the State chartered depository institution and the primary Federal payment stablecoin regulator acting jointly”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 4
That sentence, in plain words

Once a maker passes the line it has 360 days. It must move to the federal rules. Its state watchdog and a federal one then work as a pair.

What this is about

The line is ten billion dollars of coins. A maker that does not move must stop making new coins. It may start again once it drops back under.

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