Read theMandate

Guiding and Establishing National Innovation for U.S. Stablecoins ActSection 4 › Proposal

Treasury securities held as reserves must mature within 93 days

To provide for the regulation of payment stablecoins, and for other purposes, section 4, Sec. 4. Written by .

Treasury securities held as reserves must mature within 93 days

The document says “shallWho acts: permitted payment stablecoin issuersHow: statuteSec. 4 in the PDF
What the document says

“Treasury bills, notes, or bonds-- (I) with a remaining maturity of 93 days or less; or (II) issued with a maturity of 93 days or less”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 4

Subsection (a)(1)(A)(iii). Treasury securities count as reserves only if they have a remaining maturity of 93 days or less, or were issued with a maturity of that length. The repurchase agreements allowed under clause (iv) are also tied to Treasury bills with a maturity of 93 days or less, and clause (v) requires reverse repurchase agreements to be overnight and collateralized by Treasury securities.

What the document actually says

“Treasury bills, notes, or bonds-- (I) with a remaining maturity of 93 days or less; or (II) issued with a maturity of 93 days or less”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 4
That sentence, in plain words

The maker can hold loans to the government. They must be short. They must come due within 93 days.

What this is about

A long loan can lose value if rates move. A short one moves less. The law also caps how long some other deals may run.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

Share this page

How to Read This Page

The quotation is the document's own words, exactly as printed, and we check the page number against the Act itself before publishing. The paragraph underneath is our summary, not the document's words. So is the plain English version, which is why it sits beside the quotation rather than replacing it.

All proposals in this section →