Each Federal banking agency must report on its regulations within 180 days
To provide for the regulation of payment stablecoins, and for other purposes, section 13, Sec. 13.
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Each Federal banking agency must report on its regulations within 180 days
The document says “shall”Who acts: Federal banking agenciesHow: statuteSec. 13 in the PDF
What the document says
“Not later than 180 days after the effective date of this Act, each Federal banking agency shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House”
Subsection (c). The report confirms and describes the regulations promulgated to carry out the Act. Its deadline runs from the effective date of the Act, which section 20 sets as the earlier of 18 months after enactment or 120 days after the Federal regulators issue final implementing regulations.
What the document actually says
“Not later than 180 days after the effective date of this Act, each Federal banking agency shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House”
That sentence, in plain words
Each banking agency has 180 days after the law takes effect. It must send a report to two groups in Congress.
What this is about
The report lists the rules the agency wrote. It also describes them. Part 20 sets the day the clock starts.
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Guiding and Establishing National Innovation for U.S. Stablecoins Act, Public Law 119-27, sec. 13, 139 Stat. 459 (2025). https://www.govinfo.gov/content/pkg/PLAW-119publ27/html/PLAW-119publ27.htm
This page
“Each Federal banking agency must report on its regulations within 180 days,” Guiding and Establishing National Innovation for U.S. Stablecoins Act, section 13, Sec. 13. Read the Mandate, https://readthemandate.org/guiding-establishing-national-innovation-u-s/proposal/sec13-report-on-regulations/ (retrieved August 26, 2026).
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