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Guiding and Establishing National Innovation for U.S. Stablecoins Act › Section 14

Study on Non-Payment Stablecoins

Section 14 · Sec. 14 ·

What this chapter is about

This part calls for a study of other kinds of stablecoin. The Treasury runs it with four other bodies. A report is due in a year. The part also defines one kind of coin that is backed by another coin.

2 proposals indexed from this chapter.

The document says “shallWho acts: Secretary of the TreasuryHow: statuteSec. 14 in the PDF
What the document says

“The Secretary of the Treasury, in consultation with the Board, the Comptroller, the Corporation, the Securities and Exchange Commission, and the Commodity Futures Trading Commission shall carry out a study of non-payment stablecoins, including endogenously collateralized payment stablecoins.”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 14

Subsection (a). The report is due to the two named committees within 365 days of enactment, and may include a classified annex. Eight subjects are named for analysis: the categories of non-payment stablecoins including the benefits and risks of technological design features, the participants in non-payment stablecoin arrangements, their utilization and potential utilization, the nature of reserve compositions, the types of algorithms employed, governance structure including aspects of decentralization, the nature of public promotion and advertising, and the clarity and availability of consumer notices disclosures.

What the document actually says

“The Secretary of the Treasury, in consultation with the Board, the Comptroller, the Corporation, the Securities and Exchange Commission, and the Commodity Futures Trading Commission shall carry out a study of non-payment stablecoins, including endogenously collateralized payment stablecoins.”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 14
That sentence, in plain words

The Treasury must study coins this law does not cover. It works with five other bodies. One kind studied is a coin backed by another coin.

What this is about

The report is due within a year. It looks at eight things. They include who uses these coins, what backs them, and how they are advertised.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

The document says “meansWho acts: CongressHow: statuteSec. 14 in the PDF
What the document says

“the term "endogenously collateralized payment stablecoin" means any digital asset-- (1) the originator of which has represented will be converted, redeemed, or repurchased for a fixed amount of monetary value; and (2) that relies solely on the value of another digital asset created or maintained by the same originator to maintain the fixed price.”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 14

Subsection (b). The definition applies in this section only. Two things must hold: the originator has represented that the asset will be converted, redeemed or repurchased for a fixed amount of monetary value, and the fixed price is held solely by the value of another digital asset created or maintained by that same originator.

What the document actually says

“the term "endogenously collateralized payment stablecoin" means any digital asset-- (1) the originator of which has represented will be converted, redeemed, or repurchased for a fixed amount of monetary value; and (2) that relies solely on the value of another digital asset created or maintained by the same originator to maintain the fixed price.”

To provide for the regulation of payment stablecoins, and for other purposes, Sec. 14
That sentence, in plain words

This is a coin whose maker promises a set value. The promise rests on nothing but a second coin. The same maker made that second coin too.

What this is about

Part 4 requires real assets to back the coins it covers. This kind is backed by the maker's own coin instead. The law only studies it.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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How to cite this
  1. The document itself

    Guiding and Establishing National Innovation for U.S. Stablecoins Act, Public Law 119-27, sec. 14, 139 Stat. 460 (2025).
    https://www.govinfo.gov/content/pkg/PLAW-119publ27/html/PLAW-119publ27.htm

  2. This page

    “Study on Non-Payment Stablecoins,” Guiding and Establishing National Innovation for U.S. Stablecoins Act, section 14. Read the Mandate, https://readthemandate.org/guiding-establishing-national-innovation-u-s/section-14/ (retrieved August 26, 2026).

Cite the document when the claim is about what the document says. Cite this page when the indexing, the wording or the record of what has happened is what is being relied on.

What This Page Covers, and What It Leaves Out

The two things the section does: the study of non-payment stablecoins and the report on it, with the eight subjects the report must analyze, and the definition of an endogenously collateralized payment stablecoin.

The provision that the report may include a classified annex is recorded in the summary rather than as a separate entry.

The section calls for a study and a report. It sets no rule for these coins and gives no agency any new power over them.