To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, section 4, Sec. 4.
Written by .
A report goes to Congress within 12 months
The document says “shall”Who acts: Comptroller General of the United StatesHow: statuteSec. 4 in the PDF
What the document says
“Not later than the end of the 12-month period beginning on the date of enactment of this Act, the Comptroller General shall submit to Congress a report containing any findings and determinations made in the study required by subsection (a).”
Section 4(b) requires the Comptroller General to submit a report to Congress containing any findings and determinations made in the study required by subsection (a). The deadline is the end of the 12 month period beginning on the date of enactment, which was September 5, 2025.
What the document actually says
“Not later than the end of the 12-month period beginning on the date of enactment of this Act, the Comptroller General shall submit to Congress a report containing any findings and determinations made in the study required by subsection (a).”
That sentence, in plain words
The head of the GAO must send Congress a report within a year.
What this is about
The report holds what the study found. The clock starts the day the law is signed.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Homebuyers Privacy Protection Act, Public Law 119-36, sec. 4, 139 Stat. 494 (2025). https://www.govinfo.gov/content/pkg/PLAW-119publ36/html/PLAW-119publ36.htm
This page
“A report goes to Congress within 12 months,” Homebuyers Privacy Protection Act, section 4, Sec. 4. Read the Mandate, https://readthemandate.org/homebuyers-privacy-protection-act/proposal/sec04-report-to-congress/ (retrieved October 10, 2026).
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