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Homebuyers Privacy Protection ActSection 4 › Proposal

A report goes to Congress within 12 months

To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, section 4, Sec. 4. Written by .

A report goes to Congress within 12 months

The document says “shallWho acts: Comptroller General of the United StatesHow: statuteSec. 4 in the PDF
What the document says

“Not later than the end of the 12-month period beginning on the date of enactment of this Act, the Comptroller General shall submit to Congress a report containing any findings and determinations made in the study required by subsection (a).”

To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, Sec. 4

Section 4(b) requires the Comptroller General to submit a report to Congress containing any findings and determinations made in the study required by subsection (a). The deadline is the end of the 12 month period beginning on the date of enactment, which was September 5, 2025.

What the document actually says

“Not later than the end of the 12-month period beginning on the date of enactment of this Act, the Comptroller General shall submit to Congress a report containing any findings and determinations made in the study required by subsection (a).”

To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, Sec. 4
That sentence, in plain words

The head of the GAO must send Congress a report within a year.

What this is about

The report holds what the study found. The clock starts the day the law is signed.

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