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Homebuyers Privacy Protection ActSection 4 › Proposal

The Comptroller General must study trigger leads received by text message

To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, section 4, Sec. 4. Written by .

The Comptroller General must study trigger leads received by text message

The document says “shallWho acts: Comptroller General of the United StatesHow: statuteSec. 4 in the PDF
What the document says

“The Comptroller General of the United States shall carry out a study on the value of trigger leads received by text message”

To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, Sec. 4

Section 4(a) directs the Comptroller General of the United States to carry out a study on the value of trigger leads received by text message. The study has to include input from State regulatory agencies, mortgage lenders, depository institutions, consumer reporting agencies and consumers. The section takes the meaning of depository institution from section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813) and of consumer reporting agency from section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a).

What the document actually says

“The Comptroller General of the United States shall carry out a study on the value of trigger leads received by text message”

To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes, Sec. 4
That sentence, in plain words

The head of the GAO must study the worth of trigger leads sent by text.

What this is about

A trigger lead is a tip that you may want a loan. The study must ask states, lenders, banks, credit bureaus, and people what they think.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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