A month counts only once the exchange has verified eligibility
What the document says“The term `coverage month' shall not include, with respect to any individual covered by a qualified health plan enrolled in through an Exchange, any month beginning before the Exchange verifies, using applicable enrollment information that shall be provided or verified by the applicant, such individual's eligibility--”
The section adds a new paragraph (5) to section 36B(c) of the Internal Revenue Code of 1986 so that a month before the Exchange verifies the person's eligibility to enrol and for any advance payment does not count as a coverage month. A month that begins before verification still counts if the Exchange later verifies eligibility for that month.
What the document actually says“The term `coverage month' shall not include, with respect to any individual covered by a qualified health plan enrolled in through an Exchange, any month beginning before the Exchange verifies, using applicable enrollment information that shall be provided or verified by the applicant, such individual's eligibility--”
A month does not count until the exchange checks. It must check that the person could sign up. It must also check they qualify for advance help.
The applicant must give or confirm the information. A past month can still count. It counts once the exchange checks it.
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