Students already enrolled keep the old limits for a time
What the document says“Paragraphs (3)(C), (4), (5), and (6) shall not apply, and paragraph (3)(A)(ii) shall apply as such paragraph was in effect for periods of instruction ending before June 30, 2026, during the expected time to credential described in subparagraph (B), with respect to an individual who, as of June 30, 2026--”
The section keeps the old rules in place, and the new caps out, for the expected time to credential of a person who as of June 30, 2026 is enrolled in a program and has received or benefited from a loan for it. The expected time to credential is the lesser of three academic years or the program length minus the part already completed, program length being the shortest time an institution's own catalog or materials gives for a full-time student to finish.
What the document actually says“Paragraphs (3)(C), (4), (5), and (6) shall not apply, and paragraph (3)(A)(ii) shall apply as such paragraph was in effect for periods of instruction ending before June 30, 2026, during the expected time to credential described in subparagraph (B), with respect to an individual who, as of June 30, 2026--”
The new caps do not reach a student already enrolled. The old rule carries on instead. That lasts for their expected time to finish.
The student must have been enrolled on June 30, 2026. They must already have a loan for that program. The pass lasts three years at most.
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