Forbearance is capped at nine months in any 24
What the document says“A borrower who receives a loan made under this part on or after July 1, 2027, may only be eligible for a forbearance on such loan pursuant to section 428(c)(3)(B) that does not exceed 9 months during any 24-month period.”
The section adds a new paragraph (8) to section 455(f) of the Higher Education Act of 1965 capping forbearance under section 428(c)(3)(B) on a loan made on or after July 1, 2027 at nine months in any 24 month period.
What the document actually says“A borrower who receives a loan made under this part on or after July 1, 2027, may only be eligible for a forbearance on such loan pursuant to section 428(c)(3)(B) that does not exceed 9 months during any 24-month period.”
A borrower may pause payment for a while. That may not top nine months in any two years. It covers loans made from July 1, 2027.
Forbearance is a break from paying. Interest usually still builds. Older loans are not capped this way.
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