To provide for reconciliation pursuant to title II of H. Con. Res. 14, section 82002, Sec. 82002.
Written by .
Forbearance is capped at nine months in any 24
The document says “can”Who acts: Secretary of EducationHow: statuteSec. 82002 in the PDF
What the document says
“A borrower who receives a loan made under this part on or after July 1, 2027, may only be eligible for a forbearance on such loan pursuant to section 428(c)(3)(B) that does not exceed 9 months during any 24-month period.”
The section adds a new paragraph (8) to section 455(f) of the Higher Education Act of 1965 capping forbearance under section 428(c)(3)(B) on a loan made on or after July 1, 2027 at nine months in any 24 month period.
What the document actually says
“A borrower who receives a loan made under this part on or after July 1, 2027, may only be eligible for a forbearance on such loan pursuant to section 428(c)(3)(B) that does not exceed 9 months during any 24-month period.”
That sentence, in plain words
A borrower may pause payment for a while. That may not top nine months in any two years. It covers loans made from July 1, 2027.
What this is about
Forbearance is a break from paying. Interest usually still builds. Older loans are not capped this way.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Provide for reconciliation pursuant to title II of H. Con. Res. 14, Public Law 119-21, sec. 82002, 139 Stat. 348 (2025). https://www.govinfo.gov/content/pkg/PLAW-119publ21/html/PLAW-119publ21.htm
This page
“Forbearance is capped at nine months in any 24,” Provide for reconciliation pursuant to title II of H. Con. Res. 14, section 82002, Sec. 82002. Read the Mandate, https://readthemandate.org/pl-119-21/proposal/sec82002-forbearance/ (retrieved October 10, 2026).
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