“Section 428F(a)(5) of the Higher Education Act of 1965 (20 U.S.C. 1078-6(a)(5)) is amended by striking "one time" and inserting "two times".”
The section strikes one time and inserts two times in section 428F(a)(5) of the Higher Education Act of 1965, and strikes once and inserts twice in section 464(h)(1)(D). The changes take effect on July 1, 2027 and apply to any loan made, insured or guaranteed under title IV of that Act.
What the document actually says
“Section 428F(a)(5) of the Higher Education Act of 1965 (20 U.S.C. 1078-6(a)(5)) is amended by striking "one time" and inserting "two times".”
That sentence, in plain words
The words one time are taken out of a loan law. The words two times are put in.
What this is about
The same change is made for a second kind of loan. Rehabilitating brings a loan out of default. It may now be done twice.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Provide for reconciliation pursuant to title II of H. Con. Res. 14, Public Law 119-21, sec. 82003, 139 Stat. 348 (2025). https://www.govinfo.gov/content/pkg/PLAW-119publ21/html/PLAW-119publ21.htm
This page
“A loan may be rehabilitated twice rather than once,” Provide for reconciliation pursuant to title II of H. Con. Res. 14, section 82003, Sec. 82003. Read the Mandate, https://readthemandate.org/pl-119-21/proposal/sec82003-twice/ (retrieved October 10, 2026).
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