The 2022 borrower defense rule is out of effect for these loans
What the document says“shall not be in effect.”
The section provides that from enactment, for loans that first originate before July 1, 2035, the borrower defense to repayment provisions of subpart D of part 685 of title 34 of the Code of Federal Regulations, as added or amended by the final regulations published November 1, 2022 at 87 Fed. Reg. 65904, are not in effect.
What the document actually says“shall not be in effect.”
That sentence, in plain words
Those parts of the rules do not apply.
What this is about
That covers loans first made before July 1, 2035. The rules came from a 2022 decision. They are not indexed here.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.