Assess moving disaster loans to another agency or the private sector
What the document says“Work with Congress to assess the extent to which disaster loans should be offered by another agency rather than the SBA and explore private-sector channels for administering the loans.”
The chapter cites the agency's difficulties administering the program, fraud and abuse in the pandemic disaster loan program, and the inspector general's concern that systemic problems in the lending program undermine the agency's work.
What the document actually says“Work with Congress to assess the extent to which disaster loans should be offered by another agency rather than the SBA and explore private-sector channels for administering the loans.”
Ask if another agency should make these loans. Ask if banks should too.
After a disaster, this agency lends money to rebuild. The book says it has run that badly. It says another body might do it better.
Read against the documents indexed here on August 26, 2026, and nothing was found that answers this. No candidate addresses the Small Business Administration's disaster loan program or where it should sit. The nearest is Public Law 119-102, which amends the Agricultural Credit Act of 1978 so that agricultural producers can reach Emergency Conservation Program funds more easily. That is disaster aid run by the Agriculture Department under its own authority, not a transfer of the SBA's disaster loans to another agency or to private lenders. That is a record of a search, not a finding that nothing has happened: an act this site does not hold, or one that answers the proposal in words unlike its own, would not be caught by it.