What Maxine Waters said, and what was done

“If you want to be fair, charge all your big friends and all the big banks everything they should be charged with regulation. This is about whether or not you are going to use your power to literally undo what we have worked so hard to do to give the average person a decent chance with a bank, and that is community banks.”

“Members have a choice today. Whose side are you on? Do you want to advance Donald Trump's deregulatory agenda to help out his wealthy friends on Wall Street, or are you on the side of working families, labor unions, consumers, and civil rights groups like those all over the country who just want equal and fair access to affordable financial products and services?”

“Sec. 403. Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow. This section would require financial regulators to conduct more frequent reviews of existing rules and place greater emphasis on cumulative compliance costs and regulatory burdens.”

“Leading gun safety groups, including Brady, Community Justice, Everytown for Gun Safety, GIFFORDS, Guns Down America, and Newtown Action Alliance, sent the House a letter to urge Members to vote ``no'' on this harmful legislation.”

“Mr. Speaker, I now yield 1 minute to the gentleman from Texas (Mr. Green), the ranking member of the Oversight and Investigations Subcommittee, who has always been an advocate against gun violence.”

“Madam Speaker, the 21st Century Road to Housing Act is historic legislation that will improve housing affordability and access in this country for millions of Americans. This legislation would not have been possible without the contributions of the minority professional staff of the Committee, who worked for months with advocacy groups, Members of Congress, and other stakeholders on drafting and perfecting this legislation.”

“Mr. Speaker, let me just say that I appreciate Mr. Hill's support of some of the efforts that we made. Because of his background in banking and his experience, he understood exactly what we were talking about when we talked about the banks being able to do smaller loans and to provide mortgages for homes that cost a lot less than the millions of dollars.”

“Furthermore, as I have said before, I do not believe this reform will singlehandedly get community banks all the help they need to compete for deposits and acquire more small business customers.”

“H.R. 4544 further requires the development of outreach and education program and Federal regulator engagement with stakeholders as well as coordination with State regulators to support them in chartering de novo firms.”

“Mr. Speaker, tonight, you see members of the Congressional Black Caucus on the floor of the House of Representatives. If you think what you see tonight is a strong voice against an attempt to disrupt, undermine, and destroy the Voting Rights Act, you ain't seen nothing yet.”

“Mr. Speaker, the very Reverend Jesse Jackson Presidential candidate and civil rights leader was not only my close friend and confidant, he was my longtime political ally and mentor.”

“PUSH Coalition, long before there was any understanding or appreciation for diversity, equity, and inclusion. For all intents and purposes, Reverend Jackson made sure that the campaign that he headed included Latinos, Asians, Native Americans, Whites, women, LGBTQ, organized labor, and others.”

“Mr. Speaker, I am especially concerned about Iran's stockpile of enhanced uranium, which could be used at any time. I know that the President has said that the nuclear capability of Iran had been obliterated.”

“Mr. Speaker, I am pleased that it includes my bill, H.R. 4544, to encourage the formation of new banks including CDFIs and MDIs so that borrowers will have more options when they want to buy a home.”

“Mr. Speaker, I rise today with great pride to introduce a resolution recognizing the 90th anniversary of the National Council of Negro Women, one of the most enduring and consequential organizations in the history of our country.”

“Mr. Chairman, I have the greatest respect for the gentlewoman from Missouri and have enjoyed working with her, but she tends not only to agree with me on this amendment but she feels very strongly about it.”

“Mr. Chair, with costs soaring and small businesses struggling to weather the impacts of the Trump tariffs and his administration's war on small businesses, it is crucial that we do what we can to make sure government is working for them, not against them.”

“Mr. Chair, I rise in support of this amendment originally offered by my colleague, Representative Garcia. Ms. Garcia's amendment would make law an important requirement that was already carefully considered and made final by FinCEN, but which has been delayed potentially indefinitely under this administration.”

“Mr. Chair, I encourage all Members to vote ``yes'' on Ms. Garcia's amendment to strengthen the Bank Secrecy Act and anti-money laundering requirements for foreign investment advisers. This reasonable and well-considered provision will ensure increased safety for our markets from abuse by terrorists, prohibited entities, and other bad actors abroad.”

“A core engine of our economy has always been the entrepreneurs who take the risk of starting their own company. By implementing key changes to the legal definition of a venture capital fund, H.R. 4429 will make it easier for capital to flow into American small businesses.”

“Since that firing, the acting HUD IG has been replaced again, and there is no one being considered by the Senate for confirmation. As a result, no one in this Chamber knows when our committee will be able to receive this testimony.”

“Mr. Speaker, for those who are expecting their Social Security checks this month, turn them down if you think that is socialism. Mr. Speaker, I yield 3 minutes to the gentleman from Connecticut (Mr.”

“Mr. Speaker, as I am challenging my Republicans on the opposite side of the aisle, let's talk about socialism. Let's not try to deflect from what you know and understand that you want to hide.”

“Mr. Speaker, I would just like to say that the Republicans are confusing socialism with despotism or authoritarianism. Again, Republicans are confusing socialism with despotism or authoritarianism. Despots try to control the press, education, and the system of justice.”

“Madam Chair, the National Defense Authorization Act often includes provisions that have nothing to do with our national defense, and that is not a bad thing. In the past, members of my committee have passed reforms to the Committee on Foreign Investment in the United States, updated our anti-money-laundering bills, and made numerous changes to securities and consumer protection laws on the NDAA.”

“Mr. Speaker, the United States Conference on AIDS is taking place right now in Washington, D.C., and I rise to honor Paul Kawata, who is retiring after 37 years of extraordinary service as executive director of the National Minority AIDS Council, making him the longest serving leader of a national HIV/AIDS organization in the United States.”

“Mr. Speaker, I rise today in support of Lisa Cook. She is a member of the Board of Governors of the Federal Reserve. I rise to support her because there is an attempt to fire her if she does not retire or resign.”

“One additional but important note is this bill comes to the floor as we await the 6-month review mandated by Donald Trump's February 4 executive order directing the Secretary of State to determine in which international organizations the U.S. should continue or from which it should withdraw.”

“Last year, committee Democrats worked with Former Chairman McHenry and my colleague Mr. Flood to ensure that this test contained specific, robust elements, elements that the Republican witnesses at previous Financial Services hearings talked about when discussing how they teach and mentor their budding investors.”

“Mr. Speaker, yet, again, my colleague confuses retail and wholesale CBDC. Banning wholesale CBDC is nonsensical. It has nothing to do with surveillance and everything to do with modernizing how American financial institutions and our central bank engage in intrabank cross-border transactions.”

“The GENIUS and CLARITY Acts do not protect consumers, workers or the financial system and instead they expose all to more risk. The GENIUS Act would allow tech companies to become de facto banks or issuers of a corporate currency, without requiring them to adhere to equivalent bank regulatory oversight.”

“Mr. Speaker, let me reiterate that it is irresponsible to turn this bill over to the President of the United States, and I continue to reserve the balance of my time.”

“Mr. Speaker, I have no further speakers, and I am prepared to close if the gentleman from Arkansas has no further speakers. I reserve the balance of my time.”

“Shortly after that, the Abu Dhabi-backed investment firm, MGX, bought $2 billion worth of Trump's coin to make an investment in Binance. Trump's family has also launched a bitcoin mining operation and multiple crypto exchange-traded funds, or ETFs.”

“Mr. Speaker, I rise today in support of my bill, H.R. 3422, the Promoting Opportunities for Non-Traditional Capital Formation Act. This bill deals with the Office of the Advocate for Small Business Capital Formation, which is an independent SEC office that was established to advance the interests of small businesses.”

“Consumer groups, experts, and I have long rung the alarm bell as the Federal Government rubberstamped bank mergers for decades to the detriment of competition. The result has been a growing number of banking deserts where communities lack even one bank branch.”

“Madam Speaker, I rise today to further discuss with our Members and this country the situation that we find ourselves in, the chaotic situation that has so many people confused.”

“Unlike other hearings in Congress, this one was different. It required every Member--Democrat and Republican--to agree to hold this hearing. Well, I had to think whether I could agree to this hearing if there wasn't a commitment to address the corruption I and many across this country recognize.”

“Mack layoffs often brushed them off as routine--the company has downsized before--or said they weren't sure they believed the firm's explanation. ``But many, including Trump voters, also said they are bracing for economic pain in the valley, which spans two counties: Lehigh, which Democrat Kamala Harris won by less than 3 percentage points in the fall, and Northampton, a bellwether that frequently backs the winners of Presidential elections and went narrowly for Trump. ``Adrienne Rinehimer, 51, said she is building a house and might push back her timeline if prices get too high.”

“Mr. Speaker and Members, I think Mr. Hill said many banks do not charge overdraft fees. Then why are they opposed to $5? Mr. Speaker, I yield 1 minute to the gentlewoman from Massachusetts (Ms.”

“Mr. Speaker, Mr. Rose, I believe, said that there are constituents who say: Don't stop my overdraft. However, did they say: Charge me exorbitant amounts for overdraft? I don't think so.”

“Let me be clear. It is unconstitutional for the President to delete the Consumer Financial Protection Bureau or any other agency without congressional approval. Mr. Speaker, I yield 4 minutes to the gentleman from California (Mr.”

“Mr. Speaker, I rise today to pay tribute to a beloved public servant from the 43rd Congressional District of California, and a favorite son of the City of Hawthorne, the Honorable Pablo H.”

“Mr. Chairman, I strongly oppose the Republican budget rip-off. I hear from constituents every day about the high cost of living. Under the Trump administration, healthcare costs are rising, and putting food on the table is getting harder as egg prices skyrocket and housing remains unaffordable.”