To require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes, section 2, Sec. 2.
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Land mortgage
The document says “means”Who acts: CongressHow: statuteSec. 2 in the PDF
What the document says
“The term ``land mortgage'' means a mortgage obtained by an individual Indian who owns a tract of trust land for the purpose of-- (A) home acquisition; (B) home construction; (C) home improvements; or (D) economic development.”
A land mortgage is taken by an individual Indian owner of a tract of trust land, for one of the four purposes listed.
What the document actually says
“The term ``land mortgage'' means a mortgage obtained by an individual Indian who owns a tract of trust land for the purpose of-- (A) home acquisition; (B) home construction; (C) home improvements; or (D) economic development.”
That sentence, in plain words
A land loan is taken by one Indian person who owns trust land. It is for buying, building, or fixing a home. It can also be for growing a business.
What this is about
This kind of loan is on the land itself. Other loans in this law are on a lease.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Tribal Trust Land Homeownership Act of 2025, Public Law 119-88, sec. 2, 140 Stat. 812 (2026). https://www.govinfo.gov/content/pkg/PLAW-119publ88/html/PLAW-119publ88.htm
This page
“Land mortgage,” Tribal Trust Land Homeownership Act of 2025, section 2, Sec. 2. Read the Mandate, https://readthemandate.org/tribal-trust-land-homeownership-act-2025/proposal/sec02-land-mortgage/ (retrieved October 10, 2026).
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