The decision must be in writing, and a refusal must give its basis
To require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes, section 3, Sec. 3.
Written by .
The decision must be in writing, and a refusal must give its basis
The document says “shall”Who acts: applicable Bureau officeHow: statuteSec. 3 in the PDF
What the document says
“The determination of whether to approve or disapprove a residential leasehold mortgage or business leasehold mortgage under subparagraph (A), a right-of-way document under subparagraph (B), or a land mortgage under subparagraph (C)-- (i) shall be in writing; and (ii) in the case of a determination to disapprove a residential leasehold mortgage, business leasehold mortgage, right-of-way document, or land mortgage shall, state the basis for the determination.”
Every approval or disapproval under paragraph (3) must be written, and a disapproval must state its basis. The comma after shall in clause (ii) is as printed.
What the document actually says
“The determination of whether to approve or disapprove a residential leasehold mortgage or business leasehold mortgage under subparagraph (A), a right-of-way document under subparagraph (B), or a land mortgage under subparagraph (C)-- (i) shall be in writing; and (ii) in the case of a determination to disapprove a residential leasehold mortgage, business leasehold mortgage, right-of-way document, or land mortgage shall, state the basis for the determination.”
That sentence, in plain words
The yes or no must be in writing. If the answer is no, the office must give the reason.
What this is about
This covers all four kinds of paper. Only a no has to carry a reason.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Tribal Trust Land Homeownership Act of 2025, Public Law 119-88, sec. 3, 140 Stat. 813 (2026). https://www.govinfo.gov/content/pkg/PLAW-119publ88/html/PLAW-119publ88.htm
This page
“The decision must be in writing, and a refusal must give its basis,” Tribal Trust Land Homeownership Act of 2025, section 3, Sec. 3. Read the Mandate, https://readthemandate.org/tribal-trust-land-homeownership-act-2025/proposal/sec03-decision-in-writing/ (retrieved October 10, 2026).
Cite the document when the claim is about what the document says. Cite this page when the indexing, the wording or the record of what has happened is what is being relied on.
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The quotation is the document's own words, exactly as printed, checked against the page
number against the Act itself before publishing. The paragraph underneath is our summary,
not the document's words. So is the plain English version, which is why it sits beside the
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