VA Home Loan Program Reform Act
To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes
H.R. 1815 of the 119th Congress, approved July 30, 2025, enacted as Public Law 119-31 (139 Stat. 475). The text indexed here is the law as enrolled and printed by the Government Publishing Office, in 5 sections.
All 5 sections indexed, holding 43 proposals. Each shows the Act's own words, the section they sit in, and anything that has happened since. This is the law in force, not a proposal for one.
Some veterans fall behind on a home loan. This gives the government more ways to help.
This is a law. Both houses of Congress passed it. It was signed on July 30, 2025. It is in force now.
Its number is Public Law 119-31. It started out as the bill H.R. 1815.
It has 5 parts. Each part is called a section. Pick one below to see what it says.
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Search the 43 proposals we have taken from VA Home Loan Program Reform Act by what it actually says.Type a term to look it up, or a question to have it answered
One cell per section, filled once it has been broken into proposals.
All 5 sections indexed. Each section page says what was taken from it and what was not.
One bar per section of the Act. Bar length compares one with another. It is not how much of a section is indexed.
Grouped from each provision's own verb, quoted on its page. A statute that says shall not is making a different demand from one that says may.
Short Title
Section 2Authority of the Secretary of Veterans Affairs to Take Certain Actions in the Case of a Default on a Home Loan Guaranteed by the Secretary
Section 3Partial Claim Program of the Department of Veterans Affairs
Section 4Strategy of the Secretary of Veterans Affairs Regarding the Effect of Certain Litigation
Section 5Increase of Authorization of Appropriations for Comprehensive Service Programs for Homeless Veterans
How the Chapter List Was Built
Section numbers and headings are read from the Government Publishing Office's own text of the enrolled law, not typed. Every quotation on the site is checked against the section it is attributed to before the site will build. The approval line and the legislative history the GPO prints after the last section are held out of the text, so that neither can be quoted as a provision.
The source is the publisher's own PDF. Quotations link to the page they came from. The full document →