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Homeland Security and Further Additional Continuing Appropriations Act, 2026.Section 5 › Proposal

$226,000,000 for the National Flood Insurance Fund

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, section 5, Sec. 5. Written by .

$226,000,000 for the National Flood Insurance Fund

The document says “shallWho acts: Administrator of the Federal Emergency Management AgencyHow: statuteSec. 5 in the PDF
What the document says

“For activities under the National Flood Insurance Act of 1968 (42 U.S.C. 4001 et seq.), the Flood Disaster Protection Act of 1973 (42 U.S.C. 4001 et seq.), the Biggert-Waters Flood Insurance Reform Act of 2012 (Public Law 112-141, 126 Stat. 916), and the Homeowner Flood Insurance Affordability Act of 2014 (Public Law 113-89; 128 Stat. 1020), $226,000,000, to remain available until September 30, 2027”

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, Sec. 5

The National Flood Insurance Fund appropriation. The whole of it is derived from premium fees collected under section 1308(d) of the National Flood Insurance Act of 1968 rather than from the general fund. Of the total, $16,302,000 is for mission support and $209,698,000 for flood plain management and flood mapping. Further provisos cap what may be drawn from the fund during the year, including $1,505,000,000 for commissions and taxes of agents and $175,000,000 for flood mitigation, and cap total administrative costs at 4 percent.

What the document actually says

“For activities under the National Flood Insurance Act of 1968 (42 U.S.C. 4001 et seq.), the Flood Disaster Protection Act of 1973 (42 U.S.C. 4001 et seq.), the Biggert-Waters Flood Insurance Reform Act of 2012 (Public Law 112-141, 126 Stat. 916), and the Homeowner Flood Insurance Affordability Act of 2014 (Public Law 113-89; 128 Stat. 1020), $226,000,000, to remain available until September 30, 2027”

Making further consolidated appropriations for the fiscal year ending September 30, 2026, and for other purposes, Sec. 5
That sentence, in plain words

Flood insurance work gets $226,000,000. The money lasts until September 30, 2027.

What this is about

The money comes from what policy holders pay, not from taxes. Most of it maps flood risk. Caps limit what else may be drawn from the fund.

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