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Increase the supply of housing in AmericaSection 203 › Proposal

Two regulators must report on public welfare investments every two years

To increase the supply of housing in America, and for other purposes, section 203, Sec. 203. Written by .

Two regulators must report on public welfare investments every two years

The document says “shallWho acts: Comptroller of the Currency, Board of Governors of the Federal Reserve SystemHow: statuteSec. 203 in the PDF
What the document says

“Not later than 2 years after the date of enactment of this section, and every 2 years thereafter, the Comptroller of the Currency and the Board of Governors of the Federal Reserve System shall each submit to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate, a report”

To increase the supply of housing in America, and for other purposes, Sec. 203

The section requires the Comptroller of the Currency and the Board of Governors of the Federal Reserve System each to report to the House Committee on Financial Services and the Senate Committee on Banking, Housing, and Urban Affairs every two years, after consulting each other, about public welfare investments made by the institutions they oversee in the two previous calendar years. Each report must give the number and the dollar amount of those investments broken down by purpose, type, size of the institution using at least four asset categories, and location, and must describe the requirements that apply to each type of investment.

What the document actually says

“Not later than 2 years after the date of enactment of this section, and every 2 years thereafter, the Comptroller of the Currency and the Board of Governors of the Federal Reserve System shall each submit to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate, a report”

To increase the supply of housing in America, and for other purposes, Sec. 203
That sentence, in plain words

Two bank watchdogs must each write a report. The first is due in two years. After that one is due every two years. Both go to the same two committees in Congress.

What this is about

A public welfare investment is money a bank puts into helping a community. The reports count them and add up the dollars. They also break the numbers down by place and by bank size.

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How to cite this
  1. The document itself

    Increase the supply of housing in America, Public Law 119-101, sec. 203, 140 Stat. 868 (2026).
    https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm

  2. This page

    “Two regulators must report on public welfare investments every two years,” Increase the supply of housing in America, section 203, Sec. 203. Read the Mandate, https://readthemandate.org/pl-119-101/proposal/sec203-study/ (retrieved August 26, 2026).

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