Increase the supply of housing in America
To increase the supply of housing in America, and for other purposes
H.R. 6644 of the 119th Congress, approved July 11, 2026, enacted as Public Law 119-101 (140 Stat. 846). The text indexed here is the law as enrolled and printed by the Government Publishing Office, in 60 sections.
All 60 sections indexed, holding 417 proposals. Each shows the Act's own words, the section they sit in, and anything that has happened since. This is the law in force, not a proposal for one.
This works to add to the supply of housing in the country.
This is a law. Both houses of Congress passed it. It was signed on July 11, 2026. It is in force now.
Its number is Public Law 119-101. It started out as the bill H.R. 6644.
It has 60 parts. Each part is called a section. Pick one below to see what it says.
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Search the 417 proposals we have taken from Increase the supply of housing in America by what it actually says.Type a term to look it up, or a question to have it answered
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All 60 sections indexed. Each section page says what was taken from it and what was not.
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Short Title; Table of Contents
Section 101Reforms to Housing Counseling and Financial Literacy Programs
Section 102Federal Guidelines for Point-Access Block Buildings
Section 103Exemption on Construction or Modification of Residential Housing Located on an Infill Site
Section 104Database of Publicly Owned Land
Section 105Fha Small-Dollar Mortgages
Section 106Temperature Sensor Pilot Program
Section 107Housing Supply Frameworks
Section 201Increasing Housing in Opportunity Zones
Section 202Whole-Home Repairs Act
Section 203Community Investment and Prosperity Act
Section 204Addition of Affordable Housing Construction as an Eligible Activity
Section 205Better Use of Intergovernmental and Local Development (build) Housing Act
Section 206Unlocking Housing Supply Through Streamlined and Modernized Reviews Act
Section 207Grants for Planning and Implementation Associated with Affordable Housing
Section 208Innovation Fund
Section 209Accelerating Home Building Act
Section 210Revitalizing Empty Structures into Desirable Environments (reside) Act
Section 211Housing Affordability Act
Section 212Rental Assistance Demonstration Program
Section 213Build Now Act
Section 301Housing Supply Expansion Act
Section 302Modular Housing Production Act
Section 303Property Improvement and Manufactured Housing Loan Modernization Act
Section 304Price Act
Section 401Creating Incentives for Small-Dollar Loan Originators
Section 402Small-Dollar Mortgage Points and Fees
Section 403Appraisal Industry Improvement Act
Section 404Helping More Families Save Act
Section 405Choice in Affordable Housing Act
Section 501Home Investment Partnerships Reauthorization and Reform Act
Section 502Rural Housing Service Reform Act
Section 503Incentivizing Local Solutions to Homelessness
Section 504Reforming Disaster Recovery Act
Section 505New Moving to Work Cohort
Section 601Military Service Question
Section 602Housing Unhoused Disabled Veterans Act
Section 603Veterans Affairs Loan Informed Disclosure (valid) Act
Section 701Requiring Annual Testimony and Oversight from Housing Regulators
Section 702Fha Reporting Requirements on Safety and Soundness
Section 703United States Interagency Council on Homelessness Oversight
Section 704Appraisal Modernization Act
Section 801Hud-Usda-Va Interagency Coordination Act
Section 802Streamlining Rural Housing Act
Section 803Improving Self-Sufficiency of Families in Hud-Subsidized Housing
Section 804GAO Studies
Section 805Improving Public Housing Agency Accountability
Section 901Community Bank Deposit Access
Section 902Keeping Deposits Local
Section 903Tailored Regulatory Updates for Supervisory Testing
Section 904Credit Union Board Modernization
Section 905Systemic Risk Authority Transparency
Section 906Advancing the Mentor-Protege Program for Small Financial Institutions
Section 907American Access to Banking
Section 908Promoting New Bank Formation
Section 909Rural Depositories Revitalization Study
Section 1001Homes Are for People, Not Corporations
Section 1101Central Bank Digital Currency
Section 1201Severability
Section 1202No Additional Funds Authorized
- The document itself
Increase the supply of housing in America, Public Law 119-101, 140 Stat. 846 (2026).
https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm - This page
Increase the supply of housing in America, indexed section by section. Read the Mandate, https://readthemandate.org/pl-119-101/ (retrieved August 26, 2026).
Cite the document when the claim is about what the document says. Cite this page when the indexing, the wording or the record of what has happened is what is being relied on.
How the Chapter List Was Built
Section numbers and headings are read from the Government Publishing Office's own text of the enrolled law, not typed. Every quotation on the site is checked against the section it is attributed to before the site will build. The approval line and the legislative history the GPO prints after the last section are held out of the text, so that neither can be quoted as a provision.
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