This part sets up a test program for home repairs. Money goes to states and towns, which pass it on. Homeowners with low income get grants. Small landlords get loans that can be wiped out. Landlords who take a loan must keep rents down for three years. Reports go to the housing agency and to Congress. The test ends on October 1, 2031.
“The term ``affordable unit'' means a unit for which the monthly rental payment is not more than 30 percent of the gross income of an individual earning at or below 80 percent of the area median income, as defined by the Secretary.”
The section defines an affordable unit by a rent test tied to 80 percent of area median income. An eligible home-owner is one whose household income is no more than 80 percent of area median income or who qualifies for Medicaid, the State Children's Health Insurance Program, supplemental security income, food assistance, or temporary assistance for needy families, and who owns and lives in the home. An eligible landlord owns fewer than 10 rental properties, mostly affordable units and no more than 25 units in all, and agrees to the loan terms in subsection (b)(3).
What the document actually says
“The term ``affordable unit'' means a unit for which the monthly rental payment is not more than 30 percent of the gross income of an individual earning at or below 80 percent of the area median income, as defined by the Secretary.”
That sentence, in plain words
A unit counts as affordable by a rent test. Rent must be 30 percent or less of what a person earns. That person earns 80 percent of the middle income for the area, or less.
What this is about
The middle income where a person lives is the yardstick. Many housing rules use it. The housing agency sets the number for each area.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
“(B) habitability and safety concerns, such as repairs needed to ensure residential units are fit for human habitation and free from defective conditions or health and safety hazards; or (C) energy and water efficiency, resilience, and weatherization.”
The section defines whole-home repairs as changes, repairs, or updates to owner or renter occupied units addressing physical and sensory accessibility for people with disabilities and older adults, habitability and safety, or energy and water efficiency, resilience, and weatherization.
What the document actually says
“(B) habitability and safety concerns, such as repairs needed to ensure residential units are fit for human habitation and free from defective conditions or health and safety hazards; or (C) energy and water efficiency, resilience, and weatherization.”
That sentence, in plain words
One kind of repair makes a home fit to live in. It fixes broken things and things that are unsafe. Another kind cuts the energy and water a home uses.
What this is about
The third kind is about getting around the home. It covers grab bars, ramps, and wider doors. Those help older people and people with disabilities.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “requires”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“There is authorized a pilot program to provide grants to implementing organizations to administer a whole-home repairs program for eligible home-owners and eligible landlords.”
The section authorizes a pilot program of grants to implementing organizations, which are States or units of general local government that run a whole-home repairs program themselves or through subrecipients such as local governments, Indian tribes, or qualified nonprofits.
What the document actually says
“There is authorized a pilot program to provide grants to implementing organizations to administer a whole-home repairs program for eligible home-owners and eligible landlords.”
That sentence, in plain words
A test program is set up. It gives money to states and towns. They run a home repair program for owners and small landlords.
What this is about
The state or town does not do the repairs itself. It hands the money on and checks the work. Some of it may go through a nonprofit.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“(A) shall provide grants to eligible home-owners to implement whole-home repairs not covered by other Federal home repair programs up to a maximum amount per unit, which maximum amount should-- (i) reflect local construction costs and the level of repairs needed in each unit; and (ii) be calculated and approved by the Secretary;”
An implementing organization must give grants to eligible home-owners and loans, which may be forgivable, to eligible landlords, in each case for repairs not covered by other federal home repair programs and up to a ceiling per unit set to reflect local construction costs and approved by the Secretary. A forgivable loan may be forgiven no later than three years after the repairs are finished if the landlord has kept to the loan agreement.
What the document actually says
“(A) shall provide grants to eligible home-owners to implement whole-home repairs not covered by other Federal home repair programs up to a maximum amount per unit, which maximum amount should-- (i) reflect local construction costs and the level of repairs needed in each unit; and (ii) be calculated and approved by the Secretary;”
That sentence, in plain words
Money goes to homeowners as grants. It pays for repairs no other federal program covers. There is a top amount per home. That amount follows local building costs and what the home needs.
What this is about
A grant does not have to be paid back. A loan does, unless it is forgiven. Owners get grants here and landlords get loans.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“(ii) if repairs are not completed and the plan for whole-home repairs is not updated to reflect the new scope of work, that the loan or grant is repaid on a prorated basis based on completed work; and (iii) any unused grant or loan balance is returned to the implementing organization”
An implementing organization must weigh the money it gives against other federal, State, Tribal, and local home repair programs to avoid duplicate benefits, must require that funded repairs be completed, must require repayment on a prorated basis where they are not and the plan is not updated, and must require unused balances to be returned and reused for a new grant or loan.
What the document actually says
“(ii) if repairs are not completed and the plan for whole-home repairs is not updated to reflect the new scope of work, that the loan or grant is repaid on a prorated basis based on completed work; and (iii) any unused grant or loan balance is returned to the implementing organization”
That sentence, in plain words
Sometimes repairs are not finished and the plan is not changed. Then part of the money must be paid back. How much depends on the work that was done. Money left over goes back too.
What this is about
Prorated means split in line with how much was done. Half the work means half the money is kept. The rest returns and helps somebody else.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “may not”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“(F) may use not more than 10 percent of the awarded funds for administrative expenses;”
An implementing organization may use no more than 5 percent of awarded funds for related functions such as workforce training for home repair trades, approved by the Secretary, and no more than 10 percent for administrative expenses.
What the document actually says
“(F) may use not more than 10 percent of the awarded funds for administrative expenses;”
That sentence, in plain words
Some of the money can pay for running the program. That share is capped at 10 percent. The rest must go to the work itself.
What this is about
A separate cap of 5 percent covers other tasks. Training new repair workers is one of them. The housing agency must approve that spending.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“shall comply with Federal accessibility requirements and standards under applicable Federal fair housing and civil rights laws and regulations, including section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794); and”
An implementing organization must comply with federal accessibility requirements and standards under applicable fair housing and civil rights law, including section 504 of the Rehabilitation Act of 1973, and must ensure that rental properties helped with a loan are treated as projects assisted under title I of the Housing and Community Development Act of 1974.
What the document actually says
“shall comply with Federal accessibility requirements and standards under applicable Federal fair housing and civil rights laws and regulations, including section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794); and”
That sentence, in plain words
The work must follow federal rules on access. Those rules come from fair housing and civil rights laws. One of them is a rule from 1973.
What this is about
Accessibility rules are about people with disabilities. They set how doors, ramps, and rooms must be built. They apply to work paid for here.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: eligible landlordsHow: statuteSec. 202 in the PDF
What the document says
“cap annual rent increases for each assisted unit at 5 percent of base rent or at the rate of inflation, whichever is lower, for not less than 3 years beginning after the completion of the repairs.”
A loan agreement must bind the landlord to federal accessibility rules and, where tenants do not receive rental assistance, to offer current tenants a lease extension on current terms for at least three years after the repairs, to keep a unit affordable for the rest of that period if the tenant moves out, to show the property meets State and local housing and building codes, to attest to no known serious renter protection violations resulting in fines, penalties, or judgments in the preceding ten years, and to cap annual rent increases at 5 percent of base rent or the rate of inflation, whichever is lower, for at least three years. Where tenants do receive rental assistance, the landlord must follow that program's requirements instead.
What the document actually says
“cap annual rent increases for each assisted unit at 5 percent of base rent or at the rate of inflation, whichever is lower, for not less than 3 years beginning after the completion of the repairs.”
That sentence, in plain words
Rent may not go up much each year. The rise stops at 5 percent or at the rate prices are rising, whichever is less. That holds for at least three years after the work is done.
What this is about
The loan is the reason the landlord accepts these terms. A tenant already there can stay. If the tenant leaves, the rent stays low for the rest of the three years.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“An implementing organization desiring an award under this subsection shall submit to the Secretary an application that includes--”
An implementing organization seeking an award must apply to the Secretary, setting out the geographic scope of its program including any rural, Tribal, suburban, or urban area, a plan for choosing subrecipients, how it will coordinate federal, State, Tribal, and local home repair programs including those of the Departments of Energy, the Interior, Veterans Affairs, and Agriculture, data on local housing need and any plan to preserve affordability, how it will process and verify applications, and anything else the Secretary requires.
What the document actually says
“An implementing organization desiring an award under this subsection shall submit to the Secretary an application that includes--”
That sentence, in plain words
A state or town that wants the money must apply. The application goes to the housing agency. It has to answer a set list of questions.
What this is about
An application is how a body asks for a grant. This one asks where the program will run and how it will be managed. The housing agency uses it to choose.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“(I) make a good-faith effort to implement the pilot program in every jurisdiction; and”
In making awards the Secretary must prioritize State applications, other than from the District of Columbia and the territories, that show a plan to make a good faith effort in every jurisdiction and to give nonmetropolitan areas a share of funds matching their population. The Secretary must aim for awardees that collectively span urban, suburban, rural, and Tribal settings, and may not disqualify organizations that won awards in earlier cycles.
What the document actually says
“(I) make a good-faith effort to implement the pilot program in every jurisdiction; and”
That sentence, in plain words
The plan must show a real try in every part of the state. No part may be left out.
What this is about
Areas outside big cities are the point here. They often lose out when money is handed out. This tells the housing agency to watch for that.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“(A) not less than 2, and not more than 10, implementing organizations, as application numbers and funding permit; and (B) not more than 1 implementing organization in any State.”
In each year an award is made the Secretary must give assistance to at least 2 and no more than 10 implementing organizations, as application numbers and funding permit, and to no more than one organization in any State.
What the document actually says
“(A) not less than 2, and not more than 10, implementing organizations, as application numbers and funding permit; and (B) not more than 1 implementing organization in any State.”
That sentence, in plain words
At least two bodies get money each year. No more than ten do. Only one body in a state may get it.
What this is about
The floor keeps the test from being a single case. The ceiling keeps it small. The one per state rule spreads it out.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“If a loan made by an implementing organization under paragraph (2)(B) is not forgiven, the loan repayment funds shall be reused by the implementing organization for a new whole-home repair grant or loan under this subsection, which shall remain subject to the original terms of the assistance awarded under this subsection.”
The section provides that where a loan is not forgiven, the repayments are reused by the implementing organization for a new whole-home repair grant or loan, still subject to the original terms of the assistance.
What the document actually says
“If a loan made by an implementing organization under paragraph (2)(B) is not forgiven, the loan repayment funds shall be reused by the implementing organization for a new whole-home repair grant or loan under this subsection, which shall remain subject to the original terms of the assistance awarded under this subsection.”
That sentence, in plain words
Some loans are paid back. That money is used again. It funds a new repair grant or loan under the same rules.
What this is about
This keeps the money in the program. It does not go back to the Treasury. The same terms follow it to the next home.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“Amounts awarded under this subsection to implementing organizations shall supplement, not supplant, other Federal, State, Tribal, and local funds made available to those entities.”
The section requires that amounts awarded under the subsection add to other federal, State, Tribal, and local funds available to the recipient rather than take their place.
What the document actually says
“Amounts awarded under this subsection to implementing organizations shall supplement, not supplant, other Federal, State, Tribal, and local funds made available to those entities.”
That sentence, in plain words
This money adds to what a body already gets. It does not take the place of that money.
What this is about
To supplant is to replace. A body could take the new money and cut its own. This rule says it may not.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: implementing organizationsHow: statuteSec. 202 in the PDF
What the document says
“An implementing organization that receives a grant under this subsection shall submit to the Secretary an annual report on initial funding that includes--”
An implementing organization must report to the Secretary each year on the number of units served, the average cost and nature of the repairs, the number of applications received, served, denied, or not completed by area, aggregated demographic data on grant and loan recipients, an affirmation of compliance with accessibility rules, and a plan to prevent waste, fraud, and abuse carrying monitoring and fraud detection policies, a statement of violations found, and a certification of sufficient staffing. The Secretary must try to align these reporting duties with those of programs the organization is likely to use alongside this one.
What the document actually says
“An implementing organization that receives a grant under this subsection shall submit to the Secretary an annual report on initial funding that includes--”
That sentence, in plain words
A body that gets a grant must report each year. The report goes to the housing agency. It has to cover a set list of facts.
What this is about
The report shows how many homes were fixed and at what cost. It also shows how the body guards against fraud. A senior officer must sign off on staffing.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: Office of Inspector General of the Department of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“Not less frequently than twice during the period in which the pilot program established under this subsection operates, the Office of Inspector General of the Department of Housing and Urban Development shall complete an assessment of the implementation of measures to ensure the fair and legitimate use of the pilot program.”
The section requires the Office of Inspector General of the Department of Housing and Urban Development to complete, at least twice while the pilot program runs, an assessment of how the measures ensuring fair and legitimate use of the program are working.
What the document actually says
“Not less frequently than twice during the period in which the pilot program established under this subsection operates, the Office of Inspector General of the Department of Housing and Urban Development shall complete an assessment of the implementation of measures to ensure the fair and legitimate use of the pilot program.”
That sentence, in plain words
A watchdog office must check the program. It must do so at least twice while the test runs. The check is about fair and lawful use of the money.
What this is about
An inspector general is a watchdog inside an agency. It looks for waste and fraud. What it finds goes into the yearly note to Congress.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“The Secretary shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives an annual report providing a summary of the data provided under subparagraphs (A) and (C) during the 1-year period preceding the report and all data previously provided under those subparagraphs.”
The section requires the Secretary to send the Senate Committee on Banking, Housing, and Urban Affairs and the House Committee on Financial Services an annual report summarizing the data from the organizations' annual reports and the inspector general assessments, covering the preceding year and everything reported before.
What the document actually says
“The Secretary shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives an annual report providing a summary of the data provided under subparagraphs (A) and (C) during the 1-year period preceding the report and all data previously provided under those subparagraphs.”
That sentence, in plain words
The housing agency must send a yearly report to Congress. It goes to two committees. It sums up the data from the year and from all the years before.
What this is about
The states and towns report to the housing agency. The housing agency then reports to Congress. Each report builds on the last one.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“(A) treated as assistance for a special project for purposes of section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994 (42 U.S.C. 3547); and (B) subject to the regulations promulgated by the Secretary to implement such section.”
The section provides that a grant under the subsection is treated as assistance for a special project for purposes of section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994, and is subject to the Secretary's regulations implementing that section.
What the document actually says
“(A) treated as assistance for a special project for purposes of section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994 (42 U.S.C. 3547); and (B) subject to the regulations promulgated by the Secretary to implement such section.”
That sentence, in plain words
A grant here counts as help for a special project. That is a label from an older law. The housing agency's rules for that label apply.
What this is about
The label decides how the effect on nature is reviewed. Under it a state or town can run the review. This law does not restate those steps.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
The document says “shall”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 202 in the PDF
What the document says
“The pilot program established under this subsection shall terminate on October 1, 2031.”
The section provides that the pilot program ends on October 1, 2031.
What the document actually says
“The pilot program established under this subsection shall terminate on October 1, 2031.”
That sentence, in plain words
The test program stops on October 1, 2031.
What this is about
That date is a hard stop written into the law. It does not depend on when the program starts. Congress must act again to keep it going.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Each distinct thing the section does: the definitions of the people and bodies it reaches, the pilot program itself, the grants to homeowners and loans to landlords, the ceiling on administrative and related spending, the terms a landlord must accept, the application and what the Secretary must weigh, the limit on how many awards go out, the reuse of repaid loans, the supplement rather than supplant rule, the reporting duties including the inspector general assessments and the summary to Congress, the environmental review treatment, and the end date.
The full lists inside the definitions of qualified nonprofit and specified program are summarized rather than quoted item by item, as are the eight items in the annual report.
The section leans on many older statutes it does not change, among them the Housing and Community Development Act of 1974, the Cranston-Gonzalez National Affordable Housing Act, the United States Housing Act of 1937, the Rehabilitation Act of 1973, and the Native American Housing Assistance and Self-Determination Act of 1996. None of those are indexed here.
