A review of FHA construction financing must identify barriers to modular building
To increase the supply of housing in America, and for other purposes, section 302, Sec. 302.
Written by .
A review of FHA construction financing must identify barriers to modular building
The document says “shall”Who acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 302 in the PDF
What the document says
“The Secretary shall conduct a review of Federal Housing Administration construction financing programs to identify barriers to the use of modular home methods.”
The section requires the Secretary of Housing and Urban Development to review Federal Housing Administration construction financing programs to find barriers to using modular home methods. The review must identify and evaluate regulatory and programmatic features that limit modular home developers, including construction draw schedules, and identify administrative measures allowed under section 525 of the National Housing Act to help those developers use the programs.
What the document actually says
“The Secretary shall conduct a review of Federal Housing Administration construction financing programs to identify barriers to the use of modular home methods.”
That sentence, in plain words
The housing agency must look over its building loan programs. It must find what makes them hard to use for factory-built homes.
What this is about
A construction loan pays out as a build goes along. Factory building does not follow the same order. That mismatch is one thing the review must look at.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
Increase the supply of housing in America, Public Law 119-101, sec. 302, 140 Stat. 891 (2026). https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm
This page
“A review of FHA construction financing must identify barriers to modular building,” Increase the supply of housing in America, section 302, Sec. 302. Read the Mandate, https://readthemandate.org/pl-119-101/proposal/sec302-review/ (retrieved August 26, 2026).
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