Read theMandate

Increase the supply of housing in AmericaSection 402 › Proposal

A small-dollar mortgage is defined as less than $100,000

To increase the supply of housing in America, and for other purposes, section 402, Sec. 402. Written by .

A small-dollar mortgage is defined as less than $100,000

The document says “meansWho acts: CongressHow: statuteSec. 402 in the PDF
What the document says

“In this section, the term ``small-dollar mortgage'' means a mortgage with an original principal obligation of less than $100,000.”

To increase the supply of housing in America, and for other purposes, Sec. 402

The section defines a small-dollar mortgage, for its own purposes, as a mortgage with an original principal obligation of less than $100,000.

What the document actually says

“In this section, the term ``small-dollar mortgage'' means a mortgage with an original principal obligation of less than $100,000.”

To increase the supply of housing in America, and for other purposes, Sec. 402
That sentence, in plain words

A small-dollar mortgage is a home loan. It starts at less than one hundred thousand dollars.

What this is about

Principal is the amount borrowed, apart from interest. This test looks at the sum at the start. The figure is a ceiling, not a target.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

Share this page

How to Read This Page

The quotation is the document's own words, exactly as printed, and we check the page number against the Act itself before publishing. The paragraph underneath is our summary, not the document's words. So is the plain English version, which is why it sits beside the quotation rather than replacing it.

All proposals in this section →