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Increase the supply of housing in AmericaSection 501 › Proposal

Affordability restrictions may end where housing is no longer financially viable

To increase the supply of housing in America, and for other purposes, section 501, Sec. 501. Written by .

Affordability restrictions may end where housing is no longer financially viable

The document says “is amendedWho acts: Secretary of Housing and Urban DevelopmentHow: statuteSec. 501 in the PDF
What the document says

“``(ii) where existing affordable housing is no longer financially viable due to unforeseen acts or occurrences beyond the reasonable contemplation or control of the participating jurisdiction in which the affordable housing is located or the owner of the affordable housing that significantly impact the financial or physical condition of the affordable housing, as determined by the Secretary; and''.”

To increase the supply of housing in America, and for other purposes, Sec. 501

The section rewrites the exception in section 215(a)(1)(E) of the Cranston-Gonzalez National Affordable Housing Act. It keeps the existing exception for foreclosure or transfer in lieu of foreclosure and adds a second, where existing affordable housing is no longer financially viable because of unforeseen events beyond the reasonable contemplation or control of the jurisdiction or the owner that significantly affect the financial or physical condition of the housing, as the Secretary determines.

What the document actually says

“``(ii) where existing affordable housing is no longer financially viable due to unforeseen acts or occurrences beyond the reasonable contemplation or control of the participating jurisdiction in which the affordable housing is located or the owner of the affordable housing that significantly impact the financial or physical condition of the affordable housing, as determined by the Secretary; and''.”

To increase the supply of housing in America, and for other purposes, Sec. 501
That sentence, in plain words

A second way out is added. It applies when the housing can no longer pay its way. The cause must be something nobody could have foreseen or controlled. The housing agency decides.

What this is about

The rules keep a home affordable for a set span. The first way out is foreclosure. This adds a way out when the building cannot be kept going.

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How to cite this
  1. The document itself

    Increase the supply of housing in America, Public Law 119-101, sec. 501, 140 Stat. 907 (2026).
    https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm

  2. This page

    “Affordability restrictions may end where housing is no longer financially viable,” Increase the supply of housing in America, section 501, Sec. 501. Read the Mandate, https://readthemandate.org/pl-119-101/proposal/sec501-affordability-exception/ (retrieved August 26, 2026).

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