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Increase the supply of housing in AmericaSection 603 › Proposal

A lender need not determine whether a borrower is eligible for a listed loan

To increase the supply of housing in America, and for other purposes, section 603, Sec. 603. Written by .

A lender need not determine whether a borrower is eligible for a listed loan

The document says “may not be construedWho acts: original lendersHow: statuteSec. 603 in the PDF
What the document says

“Nothing in the amendments made by paragraph (1) shall be construed to require an original lender to determine whether a prospective borrower is eligible for any loan included in the notice required under section 203(f) of the National Housing Act (12 U.S.C. 1709(f)).”

To increase the supply of housing in America, and for other purposes, Sec. 603

The section states that nothing in the amendment may be read as requiring an original lender to work out whether a prospective borrower is eligible for any loan listed in the notice required by section 203(f) of the National Housing Act.

What the document actually says

“Nothing in the amendments made by paragraph (1) shall be construed to require an original lender to determine whether a prospective borrower is eligible for any loan included in the notice required under section 203(f) of the National Housing Act (12 U.S.C. 1709(f)).”

To increase the supply of housing in America, and for other purposes, Sec. 603
That sentence, in plain words

A lender does not have to work out what a borrower qualifies for. The notice lists loans, but the lender need not check each one.

What this is about

The notice is meant to inform, not to promise. A borrower still has to apply. This makes clear the lender takes on no new duty.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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