A study of housing for middle-income households is required
What the document says“(A) identifies obstacles middle-income households face when looking to secure affordable housing; (B) identifies geographic areas where housing is the most unaffordable and unavailable for middle-income households;”
The section requires the Comptroller General of the United States to study and report to Congress within a year on obstacles middle-income households face in finding affordable housing, the areas where housing is least affordable and available to them, federal housing programs including tax credits, grants, and loans they cannot use because of their income, recommended parameters for a federal definition of workforce housing, and how federal programs could be modified or created to include it if matching funding were provided. A middle-income household is defined as one earning above 80 percent but no more than 120 percent of area median family income.
What the document actually says“(A) identifies obstacles middle-income households face when looking to secure affordable housing; (B) identifies geographic areas where housing is the most unaffordable and unavailable for middle-income households;”
The study must name what stands in the way for these households. It must also point to the places where housing is hardest for them to find or pay for.
A middle-income household earns above 80 percent of the middle income for its area. It earns no more than 120 percent of it. Many housing programs do not reach it.
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