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VA Home Loan Program Reform ActSection 2 › Proposal

Other powers may not be used before the sequence is complete

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, section 2, Sec. 2. Written by .

Other powers may not be used before the sequence is complete

The document says “may notWho acts: Secretary of Veterans AffairsHow: statuteSec. 2 in the PDF
What the document says

“The Secretary may not take any action under paragraph (2), (3), (4), or (5) of subsection (a) with respect to a loan guaranteed under this chapter before the completion of the sequence of mitigation options offered to the veteran to whom the loan is made under section 3732(d) of this title.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 2

The new subsection (h) of section 3720 of title 38, United States Code, holds back four of the powers listed in subsection (a) of that section until the veteran has completed the sequence of options required by the new section 3732(d). Section 3720 is not indexed here, so nothing recorded says what those four powers are.

What the document actually says

“The Secretary may not take any action under paragraph (2), (3), (4), or (5) of subsection (a) with respect to a loan guaranteed under this chapter before the completion of the sequence of mitigation options offered to the veteran to whom the loan is made under section 3732(d) of this title.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 2
That sentence, in plain words

The VA cannot use four of its other powers yet. It must wait until the veteran has been through the steps.

What this is about

The other powers sit in the second old law. That law is not indexed here, so this record does not say what they are.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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How to cite this
  1. The document itself

    VA Home Loan Program Reform Act, Public Law 119-31, sec. 2, 139 Stat. 475 (2025).
    https://www.govinfo.gov/content/pkg/PLAW-119publ31/html/PLAW-119publ31.htm

  2. This page

    “Other powers may not be used before the sequence is complete,” VA Home Loan Program Reform Act, section 2, Sec. 2. Read the Mandate, https://readthemandate.org/va-home-loan-program-reform-act/proposal/sec02-other-powers-held-back/ (retrieved August 26, 2026).

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