A further claim is allowed for payments missed in a major disaster
To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, section 3, Sec. 3.
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A further claim is allowed for payments missed in a major disaster
The document says “can”Who acts: Secretary of Veterans AffairsHow: statuteSec. 3 in the PDF
What the document says
“The Secretary may make an additional partial claim on a loan guaranteed under this chapter in the case of an individual who failed to make a payment on such loan during-- ``(i) a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5170); or ``(ii) the period of 120 days following such a major disaster.”
The exception to the one claim limit. A second partial claim is allowed where the borrower missed a payment during a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act, or in the 120 days after it. That Act is not indexed here.
What the document actually says
“The Secretary may make an additional partial claim on a loan guaranteed under this chapter in the case of an individual who failed to make a payment on such loan during-- ``(i) a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5170); or ``(ii) the period of 120 days following such a major disaster.”
That sentence, in plain words
There is one case where the VA can do it twice. It is when the payment was missed in a big disaster. It also covers the 120 days after.
What this is about
The President names a disaster under an older law. That older law is not indexed here.
No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.
VA Home Loan Program Reform Act, Public Law 119-31, sec. 3, 139 Stat. 476 (2025). https://www.govinfo.gov/content/pkg/PLAW-119publ31/html/PLAW-119publ31.htm
This page
“A further claim is allowed for payments missed in a major disaster,” VA Home Loan Program Reform Act, section 3, Sec. 3. Read the Mandate, https://readthemandate.org/va-home-loan-program-reform-act/proposal/sec03-additional-claim-after-a-major-disaster/ (retrieved August 26, 2026).
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