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VA Home Loan Program Reform ActSection 3 › Proposal

A borrower who defaults later is liable for the loss

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, section 3, Sec. 3. Written by .

A borrower who defaults later is liable for the loss

The document says “shallWho acts: Secretary of Veterans AffairsHow: statuteSec. 3 in the PDF
What the document says

“Notwithstanding section 3703(e) of this title, an individual who defaults on a loan for which the Secretary makes a partial claim made under this section shall be liable to the Secretary for any loss suffered by the Secretary resulting from such default. Such a loss may be recovered in the same manner as any other debt due the United States.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 3

A borrower who defaults after a partial claim owes the Secretary of Veterans Affairs whatever the Secretary loses by it, collectible like any other debt to the United States. The provision sets itself against section 3703(e) of title 38, United States Code, which is not indexed here.

What the document actually says

“Notwithstanding section 3703(e) of this title, an individual who defaults on a loan for which the Secretary makes a partial claim made under this section shall be liable to the Secretary for any loss suffered by the Secretary resulting from such default. Such a loss may be recovered in the same manner as any other debt due the United States.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 3
That sentence, in plain words

A person who falls behind later owes the VA what it loses. The VA can collect it like any other debt.

What this is about

The VA has ways to collect money owed to it. This loss is treated the same as those.

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