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VA Home Loan Program Reform Act › Section 3 › Proposal

The Secretary may require the holder to do the paperwork

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, section 3, Sec. 3. Written by .

The Secretary may require the holder to do the paperwork

The document says “can”Who acts: Secretary of Veterans AffairsHow: statuteSec. 3 in the PDF
What the document says

“The Secretary may require the holder of a loan for which the Secretary makes a partial claim under this section to take any actions necessary to establish the partial claim, including preparing, executing, transmitting, receiving, and recording loan documents.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 3

The new section lets the Secretary of Veterans Affairs require the loan holder to carry out whatever is needed to set the partial claim up, naming the preparing, signing, sending, receiving and recording of loan documents.

What the document actually says

“The Secretary may require the holder of a loan for which the Secretary makes a partial claim under this section to take any actions necessary to establish the partial claim, including preparing, executing, transmitting, receiving, and recording loan documents.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 3
That sentence, in plain words

The VA can make the lender do the work to set the claim up. That means writing, signing, sending and filing papers.

What this is about

Filing means putting the papers on the public record. That is how a claim on a house is made to count.

No action is recorded against this proposal. That is not evidence that none has been taken, and nobody has yet read it against the record. See what the tracker does not yet cover.

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How to cite this
  1. The document itself

    VA Home Loan Program Reform Act, Public Law 119-31, sec. 3, 139 Stat. 476 (2025).
    https://www.govinfo.gov/content/pkg/PLAW-119publ31/html/PLAW-119publ31.htm

  2. This page

    “The Secretary may require the holder to do the paperwork,” VA Home Loan Program Reform Act, section 3, Sec. 3. Read the Mandate, https://readthemandate.org/va-home-loan-program-reform-act/proposal/sec03-holder-may-be-required-to-do-the-paperwork/ (retrieved October 10, 2026).

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