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VA Home Loan Program Reform ActSection 3 › Proposal

No partial claim may be made after five years

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, section 3, Sec. 3. Written by .

No partial claim may be made after five years

The document says “may notWho acts: Secretary of Veterans AffairsHow: statuteSec. 3 in the PDF
What the document says

“The Secretary may not make a partial claim under this section after the date that is five years after the date of the enactment of this section.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 3

The program has an end date. No partial claim may be made more than five years after the new section was enacted. The Act was approved on July 30, 2025.

What the document actually says

“The Secretary may not make a partial claim under this section after the date that is five years after the date of the enactment of this section.”

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes, Sec. 3
That sentence, in plain words

The VA cannot do this after five years. The clock starts when the law was passed.

What this is about

The law was signed on July 30, 2025. A claim made after five years from then does not count.

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